A frog goes into a bank and approaches the teller. He can see from her name plate that the tellers name is Patricia Whack. So he says, "Ms. Whack, I’d like to get a loan to buy a boat and go on a long vacation." Patti looks at the frog in disbelief and asks how much he wants to borrow. The frog says $30,000. The teller asks his name and the frog says it’s Kermit Jagger and that it’s okay, he knows the bank manager.
Patti explains that $30,000 is a substantial amount of money and that he will need to secure some collateral against the loan. She asks if he has anything to use as collateral.
"Sure," the frog says. " I have this." He produces a tiny pink porcelain elephant about half an inch tall.
Very confused, Ms. Whack explains that she’ll have to consult the bank manager and disappears into a back office. She finds the manager and says: "There’s a frog out there called Kermit Jagger who claims to know you and wants to borrow $30,000 and he wants to use this as collateral."
She holds up the tiny pink elephant. " I mean what the heck is this?" So the bank manager looks at her and says:
"It’s a Knick Knack, Patti Whack. Give the frog a loan. His old man’s a Rolling Stone."